Should you buy travel insurance for China?

With the grandeur of ancient civilization, the architectural wonder, humongous population counting in billions as well as diverse thriving culture, China is a vibrant example of exoticness. It is vast and quite difficult for a traveler to understand the realm of the land at one goes.

No doubt those who have visited China once will go back to the mystic land again and again. With beautiful mountains, valleys, serpentine walls, rocky roads and fierce river, the natural train will easily bewilder you. However amid all these excitement, you must not forget tagging with an insurance company before finalizing the flights.

I prefer travelling with insurance. Primarily it gives me peace of mind. I know I can lose my luggage, miss my flights and if nothing else will end up eating street food and suffer from diarrhea.

Larung Gar in Golden Hour by Yuichi Sahacha on 500px.com


Insurance in place will not keep the misfortunes at bay but will surely give me a tranquil sleep at night with an extra caregiver’s cushion. I strongly recommend you research online before investing a bit. Neither it is a good idea to encounter an unforeseen misfortune and lament in misery nor is it advised to invest without prior research.

The huge landmass that China is, you have to book multiple flight tickets for travelling around. However due to emergency, you might have to cancel a handle of the trip, redesign travel plan and re-book another route. Without insurance a flight cancellation will call for huge penalty. It is however not the case is if you are insured. It takes care of catastrophic events as well like volcano, floods, etc.



Funny it might sound but do not trust the oriental spices to treat your taste buds with genteel warmth all the while. Chinese food is sumptuous and you will only be allured to taste more of the street side thrills, which are amazingly cheap otherwise.

Entrance gate of Temple of Heaven in Beijing. by Loïc Lagarde on 500px.com


However the questionable hygiene condition of the platter, if it does not go well with you might cause a harrowing experience. It is of no use if a travel becomes threatened with illness. To prevent that from occurring I strongly recommend enrolling for a medical protection plan, exclusively for travelling. Do consider evacuation insurance that allows you prompt transport back home if situation drags to a critical extent.



From my experience, I can say the locals at large are extremely friendly and helpful. You will surely be treated with respect and served with warm hospitality. However no culture is void of anti social elements.

It is possible you may fall prey to these goons and be robbed of your valuables on the road. To prevent that, basic precautions like leaving cash home or not carrying all the cards at one go are surely helpful. However if a loss is incurred, an insurance will give you the much needed coverage. Is not that a healing touch to the tender soul?

In Search of Shangri-la by Konstantin Iagoudine on 500px.com


Before investing for insurance while travelling, it is a wise action to read all the fine prints and understand them in detail. You must also know whether they are aligned with your exact needs. Once assured, enroll.

It sure goes without a say that an insured travel is a smart way to wander. You cannot hold anyone accountable for an accident, neither can you prevent what one is destined to encounter in future. You however must take all the precautions before embarking a journey to save yourself. Insure yourself for you only can save you from the wonderful eccentric China that might get brutal at times.

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